Accidents Happen. Maximize Protection on the Road with Auto Insurance
Auto Insurance Services
You’re not fully safe on the road without proper auto insurance coverage. Ensuring you have the best coverage is important when you own a vehicle. Auto insurance is there to protect you in the event of any accidents so you can avoid a big financial loss and be left without a vehicle.
At Georgetown Insurance Group, we know that your vehicle is one of your most valued purchases. We specialize in finding the lowest rates with maximum coverage that suits your needs.
What is Full Auto Coverage?
There are two basic parts of an auto insurance policy: liability coverage and comprehensive and collision coverage.
Liability Coverage pays for damages or injuries caused to others and their vehicles if you are at fault and for lawsuit costs if someone sues you, depending on your policy’s limits. Liability coverage is mandatory in most states.
Comprehensive and Collision Coverage pays to repair or replace your car from any damages from any external factors, such as break-ins, fire, theft, weather, collisions, and so forth regardless of who is at fault
Full coverage is when you have both. Having full auto coverage is important to protect you and your vehicle from anything unexpected to avoid big costs and losses.
What is No-Fault Insurance?
People often think that whoever is at fault for an accident pays for the damages and medical bills through their insurance—this is a popular misconception. No-fault insurance (also known as personal injury protection or PIP) pays for you and your passengers’ medical bills regardless of who is at fault. There may be disputed liability, but that could take several months or even a year to get resolved. No-fault insurance takes care of you and your passengers immediately.